Terms and Conditions of Use

By using our site and mobile application, you are agreeing to comply with and be bound by the following terms and conditions of use.

Website Platform Terms and Conditions of Use

By engaging in the acceptance of this agreement, whether through the selection of a designated checkbox, the activation of the accept button, or the execution of an order form that explicitly references these terms, you express your consent to the provisions outlined in this Agreement (referred to as the "Terms"). Should you find yourself in disagreement with these Terms, it is imperative that you refrain from accepting them and abstain from utilizing this Site.

1. Definitions

For the purpose of this Agreement, the terms "AIKON," the "Company," "we," "us," or "our" collectively refer to OAN SOLUTIONS LLC, a Florida company and its subsidiaries, including any affiliated company(ies) of AIKON, and mobile applications available in the public domain that deliver services to you, as applicable.

The term "Service" encompasses the entirety of the Site, along with all accompanying content, software, data, information, materials, and completed transactions conducted therein.

"Third Party Content" pertains to specific analyses, content, tools, features, materials, websites, services, or advertisements provided by third parties that are made available on or through this Service by AIKON, or to which AIKON provides links on any of its Sites.

The terms "You" or "your" denote the company or other legal entity for whom you are accepting these Terms as a representative, including the affiliates of our client.

2. Legally Binding Agreement

2.1 Capacity and Consent

To access and utilize the Service, you must be at least 18 years of age or older. By entering into this Agreement, you assert and guarantee that you possess the full authority and capacity to do so, without violating any other agreements to which you are a party. Our Service requires certain information from you. To avail yourself of our Service, you may be prompted to furnish specific details about yourself, which may include, but are not limited to, a scanned copy of your driver's license or other government-issued identification, as well as any other information requested by us ("User Data"). You hereby agree to supply accurate, up-to-date, and comprehensive User Data. Furthermore, you acknowledge and consent to AIKON collecting and storing your User Data, which may be utilized and shared with law enforcement agencies and other entities for the purposes of fraud prevention and criminal investigations. By engaging in these activities, you also agree to release AIKON from any liability that may arise in connection with them.

2.2 Terms Incorporation

The Terms incorporate any Additional Terms governing specific offers or features on this Platform by means of reference. Together, the Terms and Additional Terms (collectively referred to as the "Agreement") establish the terms and conditions that govern your usage and access to the Site. This Agreement constitutes the comprehensive, definitive, and exclusive agreement between AIKON and yourself, superseding all prior oral or written agreements, representations, or understandings pertaining to your utilization and access of this Service. Your acceptance of this Agreement signifies its effectiveness between you and AIKON from the date of acceptance.

2.3 Electronic Transactions

Your usage of the Service implies your agreement to engage in electronic transactions through the Site. You acknowledge that your electronic signature holds the same legal validity as your handwritten signature. You further affirm that the act of using a keypad, mouse, or similar device to select an item, button, icon, or similar action constitutes your signature as if physically written by you. Moreover, you acknowledge that no certification authority or third-party verification is required to validate your electronic signature, and the absence of such certification or verification will not affect the enforceability of your electronic signature.

2.4 Compliance with Laws

AIKON shall refrain from providing any services or benefits that would contravene applicable laws or subject AIKON or its affiliates to sanctions, prohibitions, or restrictions under UN Security Council Resolutions or other criminal, trade, or economic sanctions, laws, or regulations. In the event that AIKON becomes aware of any activity that may be considered a violation of such sanctions, prohibitions, or restrictions, AIKON reserves the right to promptly terminate any account engaged in such activity. Furthermore, AIKON reserves the right to report individuals involved in such activity to the relevant law enforcement authorities for prosecution to the fullest extent of the law.

2.5 Communication Consent

By providing your telephone number, you are providing express written consent to receive communications from AIKON (including its affiliates, agents, service providers, and affiliates for the purposes of defined above) for any purpose, including but not limited to, marketing various services from both AIKON and companies AIKON has joint marketing agreements with. Additionally, you agree to receive communications from AIKON regarding your service and any information you may have obtained via your use of a website. You agree that these communications may include, but are not limited to, the use of an Automated Telephone Dialing System, prerecorded and/or artificial voice, SMS, MMS, text, fax, email, or other similar means, regardless of whether your phone number is registered on a state or federal Do Not Call list. You agree that AIKON is not responsible for any charges to you regarding these communications. Standard voice and data rates may apply. Further, you understand that you do not need to provide this consent to call as a condition to receive any good or service, in which case you will not provide your phone number.

3. Our Proprietary Rights

3.1 Intellectual Property

AIKON retains all right, title, and interest in the Service, including any related intellectual property rights, with the exception of your rights, title, and interest in data you submit through this Service or provide to AIKON by other means. Except for the limited rights explicitly granted under this Agreement, AIKON reserves all rights, title, and interest in the Service, including any related intellectual property rights. No additional rights are granted to you beyond those expressly stated herein. The Service and all materials and information published on it are safeguarded by U.S. and foreign copyright and other intellectual property laws. You agree to safeguard AIKON's proprietary rights and comply with reasonable written requests from AIKON or its third-party licensors to protect their rights and the rights of others in the Platform and the materials and content available on or through the Service.

3.2 Trademarks

The trademarks and service marks of AIKON, including OAN SOLUTIONS LLC, WWW.AIKON.APP, AIKON app available mobile app stores are the exclusive property of AIKON. These trademarks and trade dress may not be utilized in any form without prior written consent from AIKON, and any such use is subject to AIKON's current policies and requirements. All other trademarks, service marks, logos, designs, and trade dress appearing on this Service, which are not owned by AIKON, belong to their respective owners. These owners may or may not be affiliated with, connected to, or sponsored by AIKON.

4. Description of Service and License

4.1 Platform Interaction

AIKON facilitates an interactive platform through which you can engage with AIKON. Your association with AIKON is solely limited to the Services provided on the Site, and any activities conducted outside the scope of this Agreement and your affiliation with AIKON.

4.2 License Grant

Pursuant to this Agreement, AIKON grants you a non-exclusive, non-transferable license, solely for your own purposes: (i) to access and utilize the Service; (ii) to access and utilize reports, materials, or other content generated through or available on the Site; and (iii) to manage your account, materials, or other content generated through or available on the Site. All rights not expressly granted in this Agreement are reserved by AIKON. You are prohibited from utilizing the Platform in any manner inconsistent with this Agreement

4.3 Copyright Notices

You are prohibited from removing any copyright, patent, trademark, or other proprietary or restrictive notice or legend found on the Site. Furthermore, you are required to reproduce all such notices and legends on any copies of documents, reports, or other materials downloaded, printed, or distributed from the Service, as permitted under this Agreement.

5. Restrictions on Use

Unless expressly provided otherwise in these Terms or on the Site, you are prohibited from copying, modifying, downloading, reproducing, reposting, reselling, transmitting, uploading, or distributing any materials or content, including any reports generated through the Service, without the explicit written consent of AIKON or its third-party licensors.

In addition, you agree not to:

  • Utilize or access the Platform for any unlawful or prohibited purpose under the Agreement, or display, transmit, or make available on or through the Service any material that is infringing, threatening, harassing, libelous, hateful, racially or ethnically objectionable, illegal, tortious, harmful to minors, invasive of privacy, or in violation of third-party privacy rights.
  • Reverse engineer, decompile, modify, or create derivative works from any software or materials accessible through or on the Service.
  • Frame or employ framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) of AIKON without obtaining explicit written consent.
  • Engage in any commercial or non-fair use of AIKON's copyrights, trademarks, logos, symbols, or any other mark, device, or commercial identifier, without the explicit written consent of AIKON or any applicable third-party licensors.
  • Use or access the Platform in a manner that could disrupt, disable, overload, or impair any AIKON server or networks connected to any AIKON server.
  • Interfere with any third party's use and enjoyment of the Service.
  • Attempt to gain unauthorized access to the Service, user accounts, computer systems, or networks connected to any AIKON server, whether through hacking, password mining, or any other means.
  • Sub-license any license granted to you for materials on the Service, regardless of whether such actions are conducted for commercial gain or advantage.
  • Access the Service for the purpose of creating a competing product or service, or to copy any features, functions, or graphics of the Services.
  • Use the platform or Service in any manner that conceals the origin and ownership of goods or money obtained through criminal activity.

6. Your Responsibilities

You are responsible for:

  • Ensuring the accuracy, quality, integrity, legality, reliability, and appropriateness of all content and data that you submit or publish via the Service.
  • Adhering to all applicable laws, including export laws, when using the Service.
  • Using the Service strictly in accordance with any online guides or instructions provided on or through the Service.
  • Safeguarding and not disclosing or sharing any ID(s) and password(s) used to access the Service. You are fully accountable for any activity that occurs under your ID(s) and password(s). In the event of unauthorized access or use of the Platform by any party, you agree to promptly notify AIKON in writing.

7. Platform Use

When using the Service, you are required to adhere to all terms specified by the Service for any offers or purchases available on the AIKON Site. AIKON's obligation to you with respect to any purchase is contingent upon your compliance with the specified purchase specifications. AIKON disclaims any responsibility for purchases that do not conform to the Service's specifications.

  • You agree to make all purchases from the designated source and through the permitted channel associated with that source.
  • You confirm that all goods submitted to AIKON are genuine and in their original packaging. Along with the submitted goods, you will provide original invoices, receipts, or similar evidence of purchase.
  • You agree to utilize the designated retailer's shipping methods or, if applicable, to re-ship any goods in unopened packaging materials from the designated retailer to AIKON. AIKON reserves the right, at its sole discretion, to reject any damaged goods received during transit. You acknowledge that any loss incurred due to goods damaged in transit will be your responsibility.
  • Upon receipt of conforming and undamaged goods, AIKON will provide you with reimbursement as specified on the Site, based on the terms that you accepted prior to purchasing the specified goods.
  • If you fail to provide the required identifying information (such as tracking or serial numbers) for any goods within 30 days of AIKON's receipt, you agree to make reasonable efforts to provide such information. After the expiration of the 30-day period, if you have not provided the necessary identifying information, all title and rights to such goods will transfer to AIKON without any further obligation, including payment, on AIKON's part.

8. Links and Third-Party Information

The Platform may contain information or materials that are not created by or under the control of AIKON ("Third-Party Content"). As a policy, AIKON does not independently verify, prescreen, or monitor Third-Party Content since it is not maintained or controlled by AIKON. While we believe the Third-Party Content is sourced from reliable third parties, AIKON is not responsible for the availability, content, completeness, adequacy, utility, or accuracy of such Third-Party Content. AIKON does not endorse any Third-Party Content, either explicitly or implicitly.

Certain Third-Party Content may have additional specific terms and conditions, which can be found in the Additional Terms and in relevant sections of the Platform or linked websites. By using such Third-Party Content, you acknowledge and agree to be bound by all applicable terms.

9. Disclaimers and Limitations of Liability

The information provided in this Agreement is intended as a general overview and should not be considered advice for individual situations. AIKON does not guarantee the accuracy of any Third-Party Content containing information or materials related to the financial condition or policy wordings of insurers or reinsurers.

THE SERVICE, SITE, AND INFORMATION, INCLUDING CLIENT DATA, ARE PROVIDED "AS IS," WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO NON-INFRINGEMENT, MERCHANTABILITY, OR FITNESS FOR A PARTICULAR PURPOSE.

AIKON SHALL NOT BE LIABLE FOR ANY DIRECT, SPECIAL, PUNITIVE, EXEMPLARY, INDIRECT, INCIDENTAL, OR CONSEQUENTIAL DAMAGES, INCLUDING BUT NOT LIMITED TO LOST REVENUES OR PROFITS, WHETHER OR NOT ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, ARISING FROM THE USE OF THE SITE, SERVICES, OR ANY INFORMATION OR SERVICE ON A LINKED WEBSITE. Some jurisdictions do not allow the limitation or exclusion of certain warranties or liability for incidental or consequential damages, so certain provisions of this Agreement may not apply to you.

10. Indemnification

We shall defend you against any claim, demand, suit, or proceeding ("Claim") made or brought against you by a third party alleging that the use of the Service as permitted hereunder infringes or misappropriates the intellectual property rights of a third party, and shall indemnify you for any damages finally awarded against, and for reasonable attorney's fees incurred by, you in connection with any such Claim; provided, that you (a) promptly give us written notice of the Claim; (b) give us sole control of the defense and settlement of the Claim (provided that we may not settle any Claim unless the settlement unconditionally releases you of all liability); and (c) provide to us all reasonable assistance, at our expense.

You shall defend us against any claim made or brought against us by a third party alleging that your use of the Service in violation of this Agreement, or the data or information you submit through the Service, infringes or misappropriates the intellectual property rights of a third party, or violates applicable law; and shall indemnify us for any damages finally awarded against, and for reasonable attorney's fees incurred by, us in connection with any such Claim; provided, that we: (a) promptly give you written notice of the Claim; (b) give you sole control of the defense and settlement of the Claim (provided that you may not settle any Claim unless the settlement unconditionally releases us of all liability); and (c) provide to you all reasonable assistance, at our expense.

11. Changes to Agreement

AIKON reserves the right to make changes, modifications, amendments, and/or updates to this Service and the Agreement. When these changes are made, we will make a new copy of the Agreement available on this Site. Changes to the Agreement shall be effective when posted. You understand and agree that continued use of the Platform after the Agreement has changed will be treated as your acceptance of the updated Agreement.

12. Term and Termination

This Agreement commences on the date you accept it and continues until terminated in accordance with this paragraph. You may terminate your use of the Service without cause at any time upon written notice to us. We may terminate access to and use of the Service (a) at any time with or without cause, upon notice to you or (b) upon termination of your relationship with AIKON for any reason. Sections 3 (Our Proprietary Rights), 8 (Links and Third Party Information), 9 (Disclaimers and Limits of Liability), 10 (Indemnification), 14 (Governing Law), and 19 (Miscellaneous) shall survive any termination or expiration of this Agreement. We shall have no obligation to maintain or provide you a copy of any of your data in the Service following termination or expiration of this Agreement, unless otherwise specified in other applicable agreements between you and AIKON, or unless legally required to be retained. UPON TERMINATION OF YOUR ACCESS TO OR USE OF MATERIALS STORED IN THE SERVICE WILL NOT BE ACCESSIBLE THROUGH THE SERVICE.

13. Sanctions and Export Controls

This license agreement is expressly made subject to any laws, regulations, orders, or other restrictions which may be imposed by the Government of the United States of America on the transaction of business activities with certain countries or nationals or residents of certain countries. Services are not available through AIKON to any Restricted Entity (as defined below). You represent and warrant that neither you nor your organization is a Restricted Entity nor are you or your organization using the Service on behalf of or for the benefit of a Restricted Entity. "Restricted Entity" shall mean any individual or organization owned or controlled by, or acting as an agent for, any person or entity with whom a U.S. citizen, national, or company organized under the laws of or operating in the U.S. that is prohibited from engaging in transactions by U.S. laws, including without limitation, a person on the Specially Designated Nationals List published by the U.S. Department of the Treasury's Office of Foreign Assets Control.

14. Governing Law

This Agreement shall be governed by the laws of the Commonwealth of Massachusetts, without reference to the principles of conflicts of laws thereof. You hereby irrevocably and unconditionally accept and agree to submit to the exclusive jurisdiction of any state or federal court in the Commonwealth of Massachusetts, County of Suffolk, to hear any dispute relating to this Agreement. You agree that the United Nations Convention on Contracts for the International Sale of Goods (1980) and Uniform Computer Information Transactions Act (UCITA), as adopted by any state, are specifically excluded from application to this Agreement.

15. Injunctive Relief

You acknowledge and agree that any violation of the Agreement relating to the disclosure, use, copying, distribution, display, or publishing of the content made available through the Service by us or by third party licensors, including any software licensed hereunder, may result in irreparable injury and damage to AIKON or its licensors that may not be adequately compensable in money damages, and for which AIKON will have no adequate remedy at law. You, therefore, consent and agree that AIKON may obtain injunctions, orders, or decrees as may be reasonably necessary to ensure compliance with this Agreement. You hereby waive any requirement of the posting of a bond that may apply for issuance of any injunctions, orders, or decrees.

16. Arbitration; Venue

Any controversy or claim arising out of, or relating to, these Terms of Use, or breach thereof, shall be settled by binding arbitration in accordance with the governing law as determined by these Terms of Use, the Federal Arbitration Act (insofar as it governs the arbitrability of such controversy or claim), and the Commercial Arbitration Rules (excluding Expedited Procedures) of the American Arbitration Association in the Commonwealth of Massachusetts. Three qualified arbitrators shall be appointed in accordance with the Commercial Arbitration Rules (excluding Expedited Procedures) of the American Arbitration Association and these Terms of Use. Such qualified arbitrators shall be members of the Commonwealth of Massachusetts bar and shall have at least five years of experience in the law relevant to the dispute in question. Each party shall have the right of discovery as set forth in the Federal Rules of Civil Procedure. A stenographer shall be present at the arbitration proceedings, and the stenographic record shall be the official record of the proceeding. The arbitrators shall provide written findings of fact and conclusions of law in justification of any arbitration award. The Company shall have the right of appeal of any decision by the arbitrators by filing a request for reconsideration of any arbitration decision with the American Arbitration Association. Upon receiving such a request, the American Arbitration Association shall reconsider the matter de novo using the foregoing procedures. Should the arbitration award be inconsistent with the governing law as specified by these Terms of Use, the Company may immediately appeal the arbitration award to any court of competent jurisdiction over the Company. Judgment on the award rendered by the arbitrators may be entered in any court having competent jurisdiction over the parties, unless a subsequent request for reconsideration has been filed by the Company under this Section, or the award has been appealed to a court of competent jurisdiction under this Section.

The parties waive any right to bring representative claims on behalf of a class of individuals, on behalf of the public, as a private attorney general, or otherwise (the “class action waiver”). Except for this class action waiver, this clause may be severed or modified if necessary to render it enforceable under the Federal Arbitration Act.

17. Limitation on Time to File Claims

ANY CAUSE OF ACTION OR CLAIM YOU MAY HAVE ARISING OUT OF OR RELATING TO THESE TERMS OF USE OR THE PLATFORM MUST BE COMMENCED WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES, OTHERWISE, SUCH CAUSE OF ACTION OR CLAIM IS PERMANENTLY BARRED.

18. Miscellaneous

We may assign our rights and obligations under this Agreement, without notice, to:

  • (a) any affiliate of AIKON, or
  • (b) any party or its affiliate acquiring all or substantially all of the assets or stock by merger or otherwise of AIKON or any affiliate of AIKON.

This Agreement may not be assigned by you without our prior written consent. Our failure to exercise or enforce any right or provision of this Agreement shall not constitute a waiver of such right or provision. If any provision of this Agreement shall be deemed invalid, void, or for any reason unenforceable, that provision shall be deemed severable and shall not affect the validity and enforceability of any remaining provisions.

Questions or comments regarding the Service or the Agreement should be directed to AIKON at: NINJA@AIKON.APP